Put Your Money Where Your Life Is

It's not just a motto. We value the communities we serve and strive to make them better places for our clients, bankers and future generations.

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Our Offerings

Personal

Checking, Savings and CDs

Business

Treasury Management, Card Services and Business Banking

Lending

Real Estate, Business, Asset-Based, Agriculture and Wine Industry

Our Mission

We are committed to our community by building lasting relationships and being a trusted partner that empowers growth, economic vitality and community well-being.

We Invest In Community

Building Stronger Communities Through Partnership and Growth

We are dedicated to supporting the communities we serve by fostering sustainable economic growth. Through collaboration and strategic partnerships, we help create opportunities that drive long-term prosperity and strengthen our local communities.

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Awards & Accolades

West Coast Community Bank was named one of America's Best Regional Banks 2026 by Newsweek and Plant-A Insights Group for the second year. Newsweek and Plant-A Insights Group reviewed profitability and net loans and leases, press coverage over the past two years, an elaborate large-scale independent customer survey of more than 71,000 U.S. citizens, 1.9 million social media reviews and 129 million mobile app reviews. West Coast Community Bank received a five-star rating, the highest rating available. Read more here.

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Our Featured Products

Business Banking

Business Mobile Banking

Our Business Mobile Banking App offers secure, on-the-go access to business accounts. Check balances, transfer funds, pay bills and manage transactions–anytime, anywhere.

Business Banking

Card Valet^®

CardValet® is a mobile app that lets you control your debit and credit cards from your smartphone. You can turn cards on or off, set spending limits by merchant type or location, and receive real-time transaction alerts, enhancing security and managing spending.

Business Banking

Remote Deposit - Fast Track!

Remote Electronic Deposit allows businesses to deposit checks without leaving the office. Using a scanner, you can process and transmit checks directly to your bank account, saving time and increasing efficiency.

What's New

Good Times Readers Name West Coast Community Bank as Best Local Bank

Thank you to Good Times readers for once again voting West Coast Community Bank as Best Local Bank in the annual Best of Santa Cruz poll. This marks our 14th consecutive year receiving this honor!

Cecilia Situ Recognized as 2026 Woman of Influence

Cecilia Situ, executive vice president and chief financial officer of West Coast Community Bank, has been named a 2026 Woman of Influence by the Silicon Valley Business Journal.

First Quarter 2026 Earnings, Declaration of Quarterly Cash Dividend

West Coast Community Bancorp (“Bancorp,” OTCQX: WCCB), the parent company of West Coast Community Bank (the “Bank”), announced unaudited earnings for the quarter ended March 31, 2026, of $15.0 million, compared to $13.8 million in the fourth quarter of 2025 and $11.7 million in the quarter ended March 31, 2025.