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Innovative Solutions

Let us be your business incubator with our experienced and creative team and our innovative lending solutions

We Can Help Propel Your Life Through Our Many Lending Solutions

Lending

West Coast Community Bank is more than a place to manage money–it's your connection to a community and a foundation for your future. Whether starting a business, buying a home or planning your next move we're with you every step of the way.


Explore the Possibilities

Commercial Property & Construction

Financing to Build and Grow

Whether you're developing property or expanding your facilities, our commercial real estate and construction loans offer the flexibility, local expertise, and fast decisions you need to move forward with confidence.

Ceremonial first shovel on a construction project
Las Animas Concrete

Asset-Based Lending

Unlock the Value of Your Assets

Leverage your receivables, inventory, or equipment to secure the working capital your business needs. Asset-based lending offers a tailored solution to support growth and dayto- day operations.

Business Lending

Flexible Financing for Your Business Goals

From term loans to lines of credit, our business lending solutions are built to support your unique objectives–with personalized service and local decision-making.

Woman at the doorway of her small business
Bank representative meeting with a client.

SBA, B&I Loans, and FSA Lending

Specialty Loans with Local Support

We offer SBA, USDA B&I, and FSA loans with competitive terms and personalized guidance to help you access the funding you need for business expansion, rural development, or agricultural operations.

Agricultural Industry

Financing That Grows with You

From equipment and land purchases to seasonal working capital, our agriculture lending solutions are built to support local farmers and ranchers. With deep roots in our region, we understand the unique needs of ag operations and offer flexible financing tailored to your business.

Young woman standing in the doorway of her business
Rolling vineyards of California

Wine Industry

Crafted Lending for the Wine Industry

Whether you're purchasing, refinancing, or expanding, we offer a range of real estate lending options with competitive rates and personalized service to help you succeed.

Lines of Credit

On-Demand Capital, When You Need It

Keep your business moving with a revolving line of credit–ideal for managing cash flow, covering short-term expenses, or seizing new opportunities.

People reviewing printed financial data
A loan consultant reviewing terms with a client.

Real Estate

Your Partner in Property Investment

Whether you're purchasing, refinancing, or expanding, we offer a range of real estate lending options with competitive rates and personalized service to help you succeed.

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