Leadership Team

Meet the Leadership Team

Krista Snelling joined West Coast Community Bank as our president/chief executive officer and board member in March 2021, bringing more than 27 years of experience in banking, finance and leadership. Ms. Snelling previously served as executive vice president/chief operating officer and chief financial officer of Five Star Bank in Sacramento, CA.

Ms. Snelling is the immediate past chair of the California Bankers Association and continues to serve on its board of directors and executive committee. Ms. Snelling has been appointed to the Federal Reserve Bank of San Francisco's Community Depository Institutions Advisory Council and serves as board chair of the Monterey Bay Economic Partnership. She also serves on the Finance Committee of the Community Foundation of Santa Cruz County, and the Executive Advisory Council of the University of the Pacific Eberhardt School of Business, where she is a frequent guest lecturer. She is a member of the Cabrillo College Foundation President's Circle.

Ms. Snelling was named in American Banker Magazine's Most Powerful Women in Banking and Finance Watch List for 2024, for the second year. Additionally, Ms. Snelling and members of the Bank's executive team received American Banker Magazine's Most Powerful Women in Banking Top Teams Award for 2023. Ms. Snelling was recognized by the Silicon Valley Business Journal in 2025, making their Power 100 List for the third consecutive year, and in 2022 as a Woman of Influence. In 2020, she was named as a Sacramento Business Journal Woman Who Means Business and was awarded the Nancy Hotchkiss Woman of Impact Award by Commercial Real Estate Women, recognizing her impact on the commercial real estate industry. In 2019, she was recognized as CFO of the Year by the Sacramento Business Journal.

Ms. Snelling graduated from the University of the Pacific with a Bachelor of Science degree with a double major in mathematics and economics. She also holds a Master of Arts degree in economics from the University of California, Davis and is a California Certified Public Accountant (inactive).

Cecilia Situ joined West Coast Community Bank as our executive vice president/chief financial officer in November 2022. Ms. Situ has more than two decades of well-rounded financial management experience, including financial and strategic planning, interest rate risk management, investment portfolio management, business combination, financial accounting and SEC reporting, Sarbanes-Oxley internal control and procedures and team development.

Ms. Situ previously served as senior vice president/principal accounting officer and treasurer at Bank of Marin Bancorp, a Nasdaq listed bank holding company in California. Her career began in public accounting at Deloitte & Touche with a specialty in auditing community banks, real estate firms, nonprofit organizations and other financial service companies.

Ms. Situ served on the Diversity and Inclusion Committee for the Deloitte Sacramento office and participated in the Deloitte Focus Forward program aimed at developing high-achieving women leaders.

Ms. Situ graduated from the University of Macau with a Bachelor of Business Administration degree in accounting, with honors. She also holds a Master of Accounting degree from the University of Florida, Fisher School of Accounting. Ms. Situ is a Chartered Financial Analyst and California Certified Public Accountant.

In 2023, Ms. Situ and members of the Bank's executive team received American Banker Magazine's Most Powerful Women in Banking Top Teams Award.

Jon Sisk serves as our executive vice president/chief banking officer. Mr. Sisk has 29 years of experience as a community banking leader in Santa Cruz County. He first joined the Bank in 2019 as the result of the merger with Lighthouse Bank.

Mr. Sisk previously served as founder and president of Lighthouse Bank, and senior vice president/senior relationship manager at Coast Commercial Bank.

Mr. Sisk currently serves in board, committee and advisory roles with the American Bankers Association, California Marine Sanctuary Foundation, Dominican Hospital - Dignity Health, Santa Cruz Works and Santa Cruz Board Riders Club. He is a member of the Santa Cruz Sunrise Rotary, Santa Cruz Business Council and Cabrillo College Foundation President's Circle. Mr. Sisk serves on the Advisory Board of the American Bankers Association and as vice chair and the AA Community Bankers Council.

Mr. Sisk is a graduate of Saint Mary's College where he obtained a Bachelor of Science degree in economics and business administration. He is also an alumnus of The Wharton School Advanced Management Program.

In 2009, Mr. Sisk was recognized by the Santa Cruz County Chamber of Commerce as Man of the Year.

Angelo DeBernardo serves as our executive vice president/chief lending officer. Mr. DeBernardo joined the Bank at its inception in February 2004 as vice president/senior business lender and has more than 35 years of financial experience.

Mr. DeBernardo previously served as vice president/commercial team leader at Heritage Bank of Commerce in San Jose and as middle market credit analyst with Pacific Western Bank / Comerica Bank in both Santa Cruz County and San Jose.

Mr. DeBernardo serves on the boards of the Santa Cruz County Chamber of Commerce, Leadership Santa Cruz County and the Santa Cruz Chapter of Attorneys, Bankers & CPAs. He is also an emeritus director of the Dominican Hospital Foundation. Mr. DeBernardo is a member and past president of the Rotary Club of Santa Cruz and has dedicated many years to local youth organizations, educational fundraising and teaching financial literacy. Since 2005, Mr. DeBernardo has been an active faculty member and instructor at Pacific Coast Banking School, the National Graduate School of Banking at the University of Washington.

Mr. DeBernardo earned a Bachelor of Science degree in business administration, with a concentration in accounting from San Jose State University. He is also a graduate of Pacific Coast Banking School, the National Graduate School of Banking at the University of Washington.

Shawn Lipman serves as our executive vice president/chief credit officer. Mr. Lipman joined the Bank in 2011 as vice president/senior relationship manager and was senior vice president/director of credit administration prior to taking the CCO position in 2023. Mr. Lipman has more than 30 years of lending experience across banking, commercial finance and mezzanine lending. His prior experience includes credit administration, portfolio management, underwriting and marketing.

Mr. Lipman previously served as vice president/team leader at Union Bank of California and senior vice president/western region portfolio manager at GMAC Commercial Finance. Additionally, he held various positions at Comerica Bank, Libra Mezzanine Partners and Finova Capital.

Mr. Lipman currently serves on the board of the Dominican Hospital Foundation.

Mr. Lipman graduated from San Diego State University with a Bachelor of Science degree in business administration, finance.

Matthew March joined West Coast Community Bank as our executive vice president/chief information officer in February 2025. He has more than 25 years of experience in financial services and technology sectors, with deep expertise in digital transformation and innovation, strategic IT leadership, cybersecurity, regulatory compliance and team leadership and development.

Mr. March previously served as chief information officer at Sunwest Bank, Pacific Premier Bank, Colony American Finance and Carrington Mortgage Holding, LLC. He also served as information officer and chief administrative officer at Banc of California.

Mr. March served as chairperson of the Carrington Charitable Foundation, on the technology mentoring program with the California Conservation Corps youth program in Los Angeles, California, and implemented a program that donated refurbished laptops and monitors to schools, Boys and Girls Clubs and charities.

Mr. March holds a Bachelor of Science degree in computer science with a mathematics minor from California State University, Chico.

Maxwell Sinclair joined West Coast Community Bank as our executive vice president/chief risk officer in May 2022. Mr. Sinclair is a proven leader with more than 35 years in the banking industry consisting of extensive experience in executive leadership, risk management, compliance, Bank Secrecy Act and Anti-Money Laundering and human resource management.

Previously, Mr. Sinclair served as executive vice president/chief risk, compliance and human resources officer at Pacific Mercantile Bank and was a founder of an Arizona- based de novo where he served in the capacity of executive vice president/chief risk officer. He served as vice president/compliance & BSA manager at Zions Bancorp (California Bank & Trust), and also as vice president/compliance & BSA officer and CRA & security manager at several Southern California-based financial institutions.

Mr. Sinclair currently serves on the boards of Alliance of Jamaican & American Humanitarians, Habitat for Humanity Monterey Bay and the Wiley Center.

Mr. Sinclair obtained his Bachelor of Science degree in business management from the University of Redlands and earned his Master of Business Administration degree from the University of Southern California. He is a graduate of Pacific Coast Banking School, American Bankers Association National Compliance School and also holds a certificate in Human Resource Management from Loyola Marymount University.

Fred Caiocca serves as our executive vice president/regional credit executive. Mr. Caiocca joined the Bank in 2003 (pre-opening) as senior vice president and senior lending officer, and in 2006 was named executive vice president/chief credit officer. He has over 47 years of banking and lending experience.

Mr. Caiocca currently serves in committee roles with California FarmLink and Santa Cruz Host Lions Club. Mr. Caiocca previously served as commercial loan officer, vice president of construction lending, senior vice president and senior credit officer with Coast Commercial Bank, and in various lending capacities with County Bank and Trust.

Mr. Caiocca studied finance at San Jose State University. He also attended Cabrillo College and is a graduate of Pacific Coast Banking School, the National Graduate School of Banking at the University of Washington and Focus Agriculture, a program of the educational nonprofit organization Agri – Culture.

Mr. Caiocca was born and raised in Santa Cruz and is a 3rd generation Santa Cruz resident.