West Coast Community Bank

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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New bank name.
Same trusted bankers.

We will continue to keep true to our community roots, supporting the region's well-being by actively participating in our community's growth.

New bank name.
Same trusted bankers.

We will continue to keep true to our community roots, supporting the region's well-being by actively participating in our community's growth.

We Can Help Propel Your Business Through Our Many Business Solutions

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Put Your Money Where Your Life Is

It's not just a motto. We value the communities we serve and strive to make them better places for our clients, bankers and future generations.

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Our Offerings

Business

Treasury Managment, Card Services and Business Banking

Lending

Real Estate, Business, Asset-Based, Agriculture and Wine Industry

Our Mission

We are committed to our community by building lasting relationships and being a trusted partner that empowers growth, economic vitality and community well-being.

We Invest In Community

Building Stronger Communities Through Partnership and Growth

We are dedicated community champions, working with partners across the West Coast to foster sustainable economic growth. Through collaboration and strategic engagement, we create opportunities that drive long-term prosperity and strengthen our communities.

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Presentation of a large check donation to the Santa Cruz Food Bank

Awards & Accolades

Krista Snelling, Power 100, Silicon Valley's Most Influential Leaders

Congratulations to Krista Snelling, President & CEO, for being named to the Silicon Valley Business Journal Power 100–recognizing the region's most influential leaders. Krista has earned this honor each year since its 2023 inception. Thank you for your impactful leadership and contributions!

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Our Featured Products

Mobile banking app on a smart phone screen

Business Banking

Business Mobile Banking

Our Business Mobile Banking App offers secure, on-the-go access to business accounts. Check balances, transfer funds, pay bills and manage transactions–anytime, anywhere.

Business Banking

CardValet^®

CardValet^® is a mobile app that lets you control your debit and credit cards from your smartphone. You can turn cards on or off, set spending limits by merchant type or location, and receive real-time transaction alerts, enhancing security and managing spending.

A smartphone taking an image of a check for remote deposit.

Business Banking

Remote Deposit - FastTrack!

Remote Electronic Deposit allows businesses to deposit checks without leaving the office. Using a scanner, you can process and transmit checks directly to your bank account, saving time and increasing efficiency.

What's New

Thank you, Santa Cruz!

For the 13th consecutive year, Santa Cruz County Bank has been voted Best Bank in the Good Times Best of Santa Cruz County Readers' Poll. We're honored to once again receive the highest number of votes and remain your trusted local bank. Your continued support means everything to us!

Thank you, Sentinel Readers!

We're proud to be your community bank and your favorite bank in Santa Cruz County for 2024 and the past decade! Thank you to those who have voted for us in the Santa Cruz Sentinel Readers' Choice poll for 10 years!

Newsweek badge for America's Best Regional Banks 2025

Bank Named one of America's Best Regional Banks 2025 by Newsweek

Newsweek and Plant-A Insights analyzed 9,000+ banks, 70,000+ surveys, and millions of reviews to rank the top 500 U.S. regional banks and credit unions. Santa Cruz County Bank ranks #44 of 67 in California.